Financial Cloud · Early Access

Launch digital banking experiences under your own brand.

Customer onboarding, accounts, transactions, statements and staff administration — operated on Hamiltonn infrastructure and presented entirely as your product.

High-fidelity conceptual interface — illustrative branded tenant, not a real customer.

Digital Banking gives you the customer portal, back office and ledger infrastructure of a modern banking product without building any of it. You configure the modules, apply your brand and connect your domain; Hamiltonn runs the platform underneath.

Capabilities

What Digital Banking gives you.

Customer onboarding

Individual and business onboarding flows with configurable steps and KYC/KYB integration points.

Accounts & ledger

Multi-account structures on double-entry ledger infrastructure with balances, holds and reconciliation.

Transactions & transfers

Payments, internal transfers and batch operations with configurable approval workflows.

Statements & reporting

Branded statements, exports and operational reporting for customers and staff.

Approvals & permissions

Role-based staff administration with maker-checker approval policies on sensitive actions.

API & webhooks

Every capability is available over the API, with webhook events for your own systems.

Modular

Turn on what you need.

Digital Banking is assembled from platform modules. Start with the essentials, switch on more as your operation grows — no re-platforming, no migrations.

How the platform works
OnboardingKYC / KYBAccountsPaymentsStatementsApprovalsCustomer portalStaff adminNotificationsWebhooks

Illustrative configuration — every module can be switched on or off per deployment.

Yours, everywhere

Completely white-label. Fully programmable.

Your logo, colours, domain and email identity across the portal, documents and notifications — and every capability mirrored in the API, so your own systems can drive the platform.

  • Brand — portal, statements, emails and PWA carry your identity.
  • Domain — runs on your own domain with your certificates.
  • API — the portal and the API are the same platform.
  • Webhooks — events stream into your systems as they happen.
Create a customerAPI
POST /v1/customers

{
  "type": "business",
  "name": "ABC Limited",
  "email": "ops@abclimited.co.uk",
  "kyb": { "status": "pending" }
}

# 201 Created
{
  "id": "cus_9f2K4Lq",
  "onboarding_url": "https://app.yourbrand.com/onboard/9f2K4Lq"
}

A note on regulation

Digital Banking is technology infrastructure. It does not make you — or Hamiltonn — a bank, e-money institution or payment service provider, and it does not include regulatory permissions. Customers operating regulated services are responsible for their own licences, registrations and partner arrangements.

Frequently asked questions

Do my customers ever see Hamiltonn branding?

No. The customer portal, statements, emails and domain all carry your brand. Hamiltonn operates behind the scenes.

Does this make me a licensed financial institution?

No. Hamiltonn provides software infrastructure only. Any regulated activity requires your own authorisations or partnerships — the platform is designed to support your compliance operations, not replace them.

Can I connect my own KYC provider?

Yes. Onboarding exposes integration points so identity verification can run through the provider you choose.

Can I start managed and move to API later?

Yes. The same platform serves both. Many customers launch on the managed white-label deployment and adopt the API as their engineering capacity grows.

Launch Digital Banking under your brand.

Tell us about your business and we will walk you through the platform, the modules and the fastest route to launch.